Rates & Terms

HOME EQUITY LOAN RATES

The equity in your home is one of the most valuable financial tools you possess. Put it to good use to consolidate higher interest rate debt, make home improvements, pay for private school or college tuition, purchase the vehicle of your dreams, and much more. If you have a lot of equity in your home, why not refinance your mortgage?

The best part is, you pay NO Closing Costs, NO Origination Fees, and NO Points. We require only a $249 Application Fee for requests up to $150,000 or $549 up to $250,000 and your good credit.  We can have your loan proceeds ready for you in just days.

Apply now and $ave.

Adjustable LOC or Fixed Rate Loans How much of the equity do you need?
 
80% 90% 95%
 Home Equity Line-of-Credit Loans
APR, As Low As...
4.00% 4.00% 4.25%
Fixed Rate Home Equity Loans
APR, As Low As
5 Years
7 Years
10 Years
15 Years

4.00%
4.00%
4.25%
4.25%

4.00%
4.25%
4.75%
4.75%

4.25%
4.75%
5.25%
5.25%

Additional information about our Home Equity Loans:
The annual percentage rate (APR) shown above is our current best rate on approved credit and combined loan to value (LTV). Your APR may be higher depending on your credit rating and LTV. For lines-of-credit the APR is adjustable semiannually and is indexed to the Prime Rate each January 1 and July 1. Minimum APR is 4%. Maximum APR is 18%. Rates can not change in excess of 2% per annum. Minimum credit limit and initial draw is $5,000. Home equity loans and lines of credit are available for single family, primary residential property located in the state of Florida. The interest you pay is generally tax deductible (consult your tax advisor).


If you’re ready, click here to Contact Us or Download a Loan Application you can fill out and mail or fax to us.