Our Deposit Services can make you money!
A variety of savings and investment opportunities are available for maximum flexibility.

Share Savings Account
The primary Share Savings account is the one account that is required that you maintain while a member of FBCU.  A minimum deposit of $25 opens and maintains this account, dividends are paid on accounts with balances over $100.  Dividend Rates are paid on the last day of the calendar quarter based on the average daily balance in your account.  Regular deposits to your Share Savings account is a great way to build wealth for the future.

Checking Account (Share Draft)
A credit union checking account will provide a fee-free way to handle all your payments. Compare our $0 minimum balance requirement, our $0 per transaction fee and $0 monthly fee to what other banks charge you. You'll see a big difference in the amount you save!  An initial deposit of $50 is required to open your checking account, however, no minimum balance is required to maintain the account.  That's your choice!

Our Checking Account program offers many attractive features such as; pre-authorized deductions, payroll deposits and debit cards at no cost to you.  Overdraft Protection options makes it worry free.  And with our ADAM telephone access or HFS internet access you can manage your funds 24/7.  Open yours today.

Money Market Account
An account that pays a higher dividend rate than share savings yet provides the access of a checking account is the Money Market. Only $2,500 is required to open the account and $1,000 is required to earn dividends.  Transactions are limited to six withdrawals each month.  Money Market provides the earnings and the freedom you need.

Term Certificates
A variety of Term Cetificates are available at attractive rates.  A $1,000 investment will secure a market rate from 3 months to a 5 year term.  View current rates and terms.

Individual Retirement Accounts (IRA)
Reduce taxable income and invest wisely for retirement.  Dividends paid on IRAs are tax-deferred.  We offer Share Savings accounts for your IRA or you can choose any Term Certificate.  We have Traditional, Roth and Educational Plans too.

Special Savings Accounts
Make Christmas merrier by saving all year for those special gifts.  Or open a Special Savings account for that very special purpose.

Noah's Ark Club
A great savings account for young people ages birth to 18 years is our Noah's Ark Club. An initial deposit of $2.00 is required to open. Dividends are paid on all balances $2.00 and above.