Florida Baptist Credit Union Saving and Investment Accounts

Shared Savings Account

The primary Share Savings account opens and maintains your Florida Baptist Credit Union membership with only a minimum deposit of $25. Dividends are paid on accounts with minimum average daily balances over $100.  Dividends are paid on the last day of the calendar quarter based on the average daily balance in your account.  Regular deposits to your Share Savings account is a great way to build wealth for the future.

Money Market Account

An account that pays a higher dividend rate than share savings yet provides the access of a checking account is the Money Market. Only $2,500 is required to open the account and $1,000 average daily balance is required to earn dividends.  Transactions are limited to six withdrawals each month.  Money Market provides the earnings and the freedom you need. View current rates and terms.

Term Certificates

A variety of Term Certificates are available at attractive rates.  A $1,000 investment will secure a market rate from 3 months to a 5 year term.  View current rates and terms.

Individual Retirement Accounts (IRA)

Reduce taxable income and invest wisely for retirement.  Dividends paid on IRAs are normally tax-deferred.  We offer Share Savings accounts for your IRA or you can choose any Term Certificate.  We have Traditional, Roth and Educational Plans too. Check with your tax advisor and let us provide the best option for you.

Special Savings Accounts

Make Christmas merrier by saving all year for those special gifts.  Or open a Special Savings account for that very special purpose.

Noah's Ark Club

A great savings account for young people, birth to 18 years of age, is our Noah's Ark Club. An initial deposit of $25.00 is required to open an account for membership. In the Noah’s Ark Account, dividends are paid quarterly on all minimum average daily balances of $2 and above.